A Traders Perspective of TradeDay’s Fast Pass and Quick Pay accounts, including funding speed, payouts, and which account they would choose.

Which One Would I Actually Choose?

TradeDay just dropped one of the biggest updates we’ve seen in futures prop trading.

They call it TradeDay 2.0, and honestly, it feels like they’re trying to solve a problem a lot of traders have:

Some traders want to get funded as fast as possible.

Others care more about getting paid as fast as possible.

That’s basically where Fast Pass and Quick Pay come in.

But if you’re trying to decide between the two, don’t just look at the marketing.

Let’s talk about what actually matters.

What Is Quick Pay?

Quick Pay is basically the account TradeDay built its reputation on.

The goal is simple:

Pass the evaluation, get funded, and start requesting payouts immediately.

The evaluation requires:

• 5 minimum trading days
• 30% consistency rule
• Profit target
• Drawdown management

Once funded, you can request payouts from day one after meeting the account requirements.

And honestly that’s why so many traders like it.

It’s simple.

No complicated progression system.

No confusing payout milestones.

Just trade and get paid.

What Is Fast Pass?

Fast Pass was created for traders who hate waiting.

TradeDay basically looked at the industry and said:

“What if we let good traders move faster?”

With Fast Pass:

• No minimum trading days
• 45% consistency rule
• Faster evaluation process
• Structured payout path after funding

You can pass significantly quicker than the traditional Quick Pay route.

For traders who consistently hit their setups, that’s a big deal.

Where Quick Pay Wins

This one is easy.

Day-One Payouts

A lot of traders don’t care about passing quickly.

They care about getting paid quickly.

Quick Pay is built around that concept. TradeDay markets it as a day-one payout account with no payout windows and a straightforward progression system.

For cash-flow traders, that’s attractive.

Easier Consistency Requirement

Quick Pay uses a 30% consistency rule during evaluation.

Fast Pass uses 45%.

That may not sound like much.

But if you’re a trader who has occasional big days, it matters.

More Proven

Quick Pay has been around longer.

Most of the payout screenshots, trader reviews, and success stories you’ve seen from TradeDay came through the Quick Pay structure.

Where Fast Pass Wins

Speed

This is the obvious one.

Fast Pass exists for traders who don’t want to sit through five trading days.

If you hit the target, you’re done.

No waiting around trying to check a box.

Better for Experienced Traders

If you’ve already passed prop firm challenges before, Fast Pass is pretty appealing.

Most experienced traders aren’t worried about minimum days.

They’re worried about getting to funded status quickly.

New Live Funding Path

One thing I actually like about TradeDay 2.0 is the focus on moving traders toward funded live accounts.

Both Quick Pay and Fast Pass now have more structured progression toward live funding rather than keeping traders stuck in sim forever.

That’s something a lot of prop firms still don’t do very well.

The Real Difference Nobody Talks About

This isn’t really about rules.

It’s about personality.

Quick Pay Traders Usually Want:

• Steady payouts
• Consistency
• Simplicity
• Long-term trading

Fast Pass Traders Usually Want:

• Speed
• Fast evaluations
• Less waiting
• Faster progression

Neither is wrong.

They’re just built for different people.

Editor Opinion

If I was brand new to TradeDay?

I’d probably choose Quick Pay.

Not because it’s better.

Because it’s simpler.

And I’ve learned over the years that simpler usually wins.

Now if you’ve already passed a bunch of prop firm accounts and you’re confident in your strategy?

I’d look hard at Fast Pass.

The ability to skip minimum trading days is honestly a huge advantage for experienced traders.

For me personally?

I’d still lean Quick Pay.