Topstep vs. Take Profit Trader: Which Prop Firm is Better?
Written By: Patrick Wieland
When it comes to futures prop firms, traders are spoiled for choice—but not all firms are created equal. If you’re debating between Topstep and Take Profit Trader, this deep dive will break down the key differences, payout structures, funding processes, and overall value each firm offers.
Spoiler alert: Take Profit Trader is the clear winner for anyone who wants fast payouts, fair rules, and an easier path to funded trading. But let’s get into the details so you can see why.
Topstep vs. Take Profit Trader: Key Differences
Instead of forcing you to sift through pages of fine print, here’s a side-by-side comparison of the two firms:
| Feature | Take Profit Trader  | Topstep  |
|---|---|---|
| Evaluation Process | One-Step | One-Step ("Trader Combine") |
| $50K Account Cost | $170/Month | $165/Month |
| Minimum Days to Pass | Minimum of 5 Days | Minimum of 2 Days |
| Activation Fees | $130 (Has promo for no activation fee) | $149 |
| Max Accounts Per Trader | Up to 5 | Up to 5 |
| Profit Split | 80/20 or 90/10 for PRO+ Accounts | 100% of first $10K, then 90/10 |
| Data Fees | Included | $133/month |
| Reset Fees | 3 Free Resets | $49 |
| Best For | Traders who want access to payouts immediately | Beginners needing structure & coaching |
Why Take Profit Trader Wins on Payouts
Take Profit Trader lets you withdraw your profits immediately, as soon as you qualify. There’s no minimum trade days, no payout windows, and no arbitrary restrictions.
Topstep, on the other hand, has some of the most frustrating payout policies in the industry. Many traders complain about delays, profit limitations, and strict requirements before they can take their money out.
???? Want to start trading with the fastest payouts?
Get started with Take Profit Trader today: ???? TakeProfitTrader.com
What is the Alternative to Topstep Traders?
If you’re a Topstep trader looking for a better alternative, here are the best options:
- Take Profit Trader (???? Best overall, same-day payouts, no nonsense rules)
- Apex Trader Funding (???? Large account options, 20 max accounts)
- DayTraders.com (???? Best tech platform, instant funding approval)
- MyFundedFutures (✅ No trailing drawdowns, flexible rules)
Topstep’s business model is outdated, forcing traders into slow payouts. If you want faster withdrawals, Take Profit Trader is the superior alternative.
What Percentage Do Topstep Funded Traders Get?
Topstep is notorious for making traders earn their own money back. Here’s how their profit split works:
- First $10,000 in profits: You keep 100% (wow, so generous ????)
- After that? 90% of your earnings
- You also must meet minimum 5 winning trading days before any withdrawals (and even then you can only request 50% of your earned money)
Take Profit Trader keeps things simple and fair:
- PRO Account: 80/20 split
- PRO+ Account: 90/10 split
- No payout restrictions, no waiting period
???? See why traders prefer Take Profit Trader over Topstep: ???? TakeProfitTrader.com
What is the Maximum Withdrawal from Topstep?
One of the biggest complaints about Topstep is their restrictive withdrawal policies.
- You must wait at least 15 days before requesting a payout
- There are limits on how much you can withdraw at once
- You must hit a minimum profit amount before requesting funds
Take Profit Trader has no such nonsense. You can:
✅ Withdraw profits on Day 1
✅ Request payouts daily
✅ Withdraw any amount, anytime
Traders shouldn’t have to beg for their own money—Take Profit Trader gets that.
Topstep vs. Take Profit Trader: Which One Should You Choose?
Let’s keep it simple:
???? Pick Take Profit Trader if:
✔ You want instant payouts with no restrictions
✔ You prefer one-step evaluations and fewer rules
✔ You want consistent profit splits and easier withdrawals
❌ Avoid Topstep if:
✘ You don’t want to wait weeks for payouts
✘ You hate jumping through unnecessary hoops
✘ You want to actually keep the money you earn
Final Thoughts & Next Steps
There’s a clear winner here—Take Profit Trader is faster, simpler, and more trader-friendly than Topstep.
???? Get started with Take Profit Trader today and start trading with same-day payouts: ???? TakeProfitTrader.com
Or, if you want to explore other options, check out our list of prop firms for exclusive prop firm discounts.
???? Ready to trade? Choose Take Profit Trader and stop wasting time with Topstep’s delays.
Watch Us Trade Live On Youtube!
Patrick Wieland Day Trading LIVE – Weekdays At 9am EST
The D-Money Show LIVE – Weekdays At 1:30pm EST
