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Topstep vs Earn2Trade: Which Prop Firm Should You Choose in 2025?

Written By: Patrick Wieland

Choosing the right prop trading firm can make all the difference in your trading success. Today, I’m comparing two popular futures prop firms: Topstep and Earn2Trade. Both have their merits, but which one truly aligns with your trading style and goals?

Let’s dive deep into this detailed comparison so you can confidently pick the right trading partner.

Topstep vs Earn2Trade: Quick Comparison Table

FeaturesTopstepEarn2Trade
Evaluation ProcessOne-Step ("Trader Combine")One-Step
$50K Account Cost$165/month$170/month
Minimum Days to PassMinimum of 2 DaysMinimum of 10 Days
Activation Fee$149$139
Max Accounts Per TraderUp to 5Up to 3
Profit Split100% first $10K, then 90/1080/20
Data Fees$133/month$135/month
Reset Fees$49$100 (1 free/month)
Best ForBeginners needing structure & coachingTraders who prefer clear rules & steady growth

Earn2TradeDoes Earn2Trade Payout?

Absolutely! Earn2Trade is known for reliable payouts and clear profit-sharing policies. They consistently pay traders through reputable channels, offering a dependable payout schedule.

???? Earn2Trade’s Payout Structure:

  • Clear 80/20 profit split from the start
  • Regular and reliable payouts
  • Transparent withdrawal process

How Much Does Earn2Trade Cost?

Earn2Trade’s popular $50K evaluation account costs $170/month, making it slightly pricier than Topstep’s similar $50K account ($165/month). While slightly higher, the extra cost could be justified by their straightforward rules and regular payouts.

???? Earn2Trade Costs Breakdown:

  • Monthly evaluation fee: $170
  • Activation fee: $139 (one-time)
  • Data fees: $135/month
  • Reset fees: $100 (includes one free reset per month)

Is Earn2Trade Regulated?

Earn2Trade itself is not directly regulated as a financial entity. However, the funded accounts provided by Earn2Trade are backed by regulated brokerages, ensuring a safe and compliant trading environment. This setup provides traders peace of mind knowing their funds and activities are overseen by regulated entities.

What Platform Does Earn2Trade Use?

Earn2Trade primarily utilizes platforms like NinjaTrader, Rithmic RTrader Pro, and Finamark. These are robust and trusted trading platforms, suitable for traders who require professional-level analytics, speed, and reliability.

???? Supported Platforms by Earn2Trade:

  • NinjaTrader
  • Rithmic RTrader Pro
  • Finamark

Is Topstep Regulated?

Similar to Earn2Trade, Topstep itself isn’t directly regulated as a brokerage. However, their funded accounts are hosted through regulated brokerage partners, ensuring compliance and security in your trading activities. This ensures traders operate in a secure, trusted environment.

Where is Earn2Trade Headquarters?

Earn2Trade is headquartered in Sheridan, Wyoming, USA. They have built a solid reputation within the prop trading community through their transparent practices and clear communication.

Does Topstep Deny Payouts?

Topstep does not arbitrarily deny payouts, but they do enforce strict trading rules. Traders must meet certain performance criteria and adhere strictly to trading rules to qualify for payouts. Deviating from these rules or failing to meet performance standards can delay or result in payout denial. This is why a lot of traders get frustrated with Topstep.

???? Topstep Payout Policy:

  • Strict adherence to trading rules required
  • Clear milestones for first payout
  • Consistent traders have no issues with receiving payouts

Topstep: Key Features & Advantages

1. Structured & Beginner-Friendly

Topstep provides clear structure, extensive guidance, and educational resources—perfect for traders who need a supportive environment. Their “Trader Combine” evaluation helps beginners gain disciplined trading habits.

2. Generous Initial Profit Split

Traders at Topstep keep 100% of their initial $10,000 in profits, transitioning to a 90/10 split afterward. This setup is highly attractive for traders looking to maximize early gains.

3. Multiple Accounts for Diversification

With up to 5 simultaneous accounts, Topstep is excellent for traders looking to diversify strategies and manage risk effectively.

Earn2Trade: What Makes It Stand Out?

1. Clear Rules & Transparent Costs

Earn2Trade’s clear rules and predictable cost structure help traders manage their financial planning with confidence. Traders benefit from knowing exactly what they’re paying for and what they’re getting.

2. Steady, Reliable Payouts

Earn2Trade’s consistent payouts mean traders can rely on predictable earnings, boosting confidence and enabling better financial planning.

3. Professional Trading Platforms

Earn2Trade offers access to industry-leading trading platforms, giving traders powerful tools and features required for professional-level trading.

Topstep vs. Earn2Trade: Cost Comparison

Topstep Costs:

  • Evaluation: $165/month
  • Activation: $149 (one-time)
  • Data Fees: $133/month
  • Reset Fees: $49

Earn2Trade Costs:

  • Evaluation: $170/month
  • Activation: $139 (one-time)
  • Data Fees: $135/month
  • Reset Fees: $100 (includes one free reset/month)

Overall, while Earn2Trade is slightly more expensive upfront, the free monthly reset can provide significant savings if you frequently reset evaluations.

Who Should Choose Topstep?

✅ Beginners needing structured guidance and education

✅ Traders seeking multiple accounts for diversified strategies

✅ Those attracted by the initial 100% profit split up to $10K

Who Should Pick Earn2Trade?

✅ Traders looking for clear rules and transparent pricing

✅ Individuals who prefer reliable and predictable payouts

✅ Traders comfortable with professional trading platforms and slightly longer evaluation periods

Final Verdict: Topstep vs Earn2Trade

Both firms offer significant benefits, and your choice ultimately depends on your individual needs and trading style:

  • Topstep excels in providing a structured environment for beginners, multiple accounts, and a generous initial profit split.
  • Earn2Trade shines in its transparency, reliable payouts, professional platforms, and slightly more straightforward cost management.

Ready to Start Trading?

???? Sign up with Topstep if structured coaching, educational resources, and early profit advantages are your priority.

???? Or, choose Earn2Trade if you value transparency, professional-grade tools, and reliable payouts.

FAQs

Absolutely! Earn2Trade provides consistent and reliable payouts to traders through clear profit-sharing structures.

Earn2Trade’s $50K evaluation costs $170/month, with additional fees clearly outlined, including activation ($139) and data fees ($135/month).

While Earn2Trade itself is not regulated, its funded accounts are backed by regulated brokerages, providing security and compliance.

Earn2Trade primarily supports NinjaTrader, Rithmic RTrader Pro, and Finamark, offering powerful trading capabilities.

Topstep isn’t directly regulated but partners with regulated brokerages for its funded accounts, ensuring trader security.

Earn2Trade is headquartered in Sheridan, Wyoming, USA.

Topstep enforces strict trading rules and performance standards. Traders adhering to these rules consistently receive payouts without issue.

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